Privacy Policy for Fynn Finance
Last updated: April 30, 2026
This Privacy Policy describes how Fynn Finance collects, uses, and protects your information when you use our app. By using Fynn Finance, you agree to the collection and use of information in accordance with this policy.
1. Information We Collect
Personal Information:
When you create an account, we collect your email address and name to identify you and provide access to the service.
Financial Data:
When you connect your bank account through Plaid, we collect your account details, transaction history, and recurring charge information. This data is collected solely to provide bill analysis and negotiation features and is never sold or shared with advertisers.
Usage Data:
We automatically collect information about how you use the app including your device type, IP address, operating system, and app activity for the purpose of improving the service.
2. How We Use Your Information
We use your information to:Create and manage your account
Connect your bank account and analyze your bills
Generate AI-powered negotiation scripts
Process your subscription payment
Send important service updates and notifications
Improve and maintain the app
Comply with legal obligations3. Third Party Service Providers
Plaid:
We use Plaid Technologies, Inc. to securely connect your bank account to Fynn Finance. When you link your bank, Plaid collects and transmits your financial data to us. Your use of Plaid is subject to Plaid's Privacy Policy at plaid.com/legal. We only receive data from Plaid to provide the Fynn service and do not use it for advertising purposes.
RevenueCat:
We use RevenueCat, Inc. to manage your in-app subscription and purchase entitlements. RevenueCat may collect your purchase history and subscription status. Their privacy policy is available at revenuecat.com/privacy.
AI Processing:
Your bill data and transaction information may be processed by artificial intelligence services to generate bill analysis and negotiation scripts. This data is used solely to deliver the service to you and is not used to train AI models or shared with third parties for advertising.
Supabase:
We use Supabase to securely store your account information and app data. Supabase's privacy policy is available at supabase.com/privacy.
4. Data Retention
We retain your personal data only for as long as necessary to provide the service. Specifically:Account information is retained for the duration of your account plus up to 24 months after closure
Transaction and financial data is retained while your account is active and deleted upon account closure
Usage data is retained for up to 24 months for service improvement purposesYou may request deletion of your data at any time by contacting us at [email protected].
5. Data Security
We take the security of your data seriously. All data is encrypted in transit and at rest. However, no method of transmission over the internet is 100% secure and we cannot guarantee absolute security of your information.
6. Your Rights
You have the right to:Access the personal data we hold about you
Request correction of inaccurate data
Request deletion of your personal data
Opt out of non-essential communications
Lodge a complaint with a relevant data protection authorityTo exercise any of these rights, contact us at [email protected].
7. Children's Privacy
Fynn Finance does not address anyone under the age of 13. We do not knowingly collect personal information from anyone under 13. If you are a parent or guardian and believe your child has provided us with personal data, please contact us immediately at [email protected] and we will take steps to remove that information.
8. Links to Other Websites
Fynn Finance may contain links to third party websites such as Plaid and RevenueCat. We are not responsible for the privacy practices of these sites and encourage you to review their privacy policies.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any significant changes via email or a notice in the app. Changes are effective when posted on this page. The date at the top of this page reflects when it was last updated.
10. Do Not Track
Fynn Finance does not track users across third party apps or websites for advertising purposes and does not respond to Do Not Track signals.
11. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Fynn Finance
[email protected]
Maryland, United States